Moratorium on Evictions and Foreclosures during Massachusetts’ COVID-19 State of Emergency
The COVID-19 health crisis and resulting economic downturn have many struggling to make rent or mortgage payments, on the one hand, and many worried about receiving relied-upon income from rental properties, on the other. On April 20, 2020, the Massachusetts legislature passed An Act Providing for a Moratorium on Evictions and Foreclosures during the COVID-19 Emergency (the “Moratorium”), which provides significant protections to certain renters against evictions and mortgagors against foreclosures during the period of the state of emergency due to the pandemic. The Moratorium is currently set to expire the earlier of August 18, 2020 or 45 days after the COVID-19 emergency declaration has been lifted. Eviction and Rent Provisions The Moratorium only protects tenants of residential units and “small business premises units.” A “small business premises unit” is defined as premises occupied by a tenant for commercial purposes, whether for-profit or not-for-profit, unless the tenant, or a party that controls, is controlled by or is in common control with the tenant: (i) operates multi-state; (ii) operates multi-nationally; (iii) is publicly traded; or (iv) has 150 or more full-time equivalent employees. The protections also apply only to “non-essential evictions.” Evictions for non-payment of rent or resulting from a foreclosure...